Auto Insurance Coverage Checklist 

Liability Coverage 

01.

Covers property damage and bodily injury liability if you're at fault in an accident. 

Collision Coverage 

02.

Pays for damages to your car if you're involved in a collision with another vehicle or object. 

Underinsured Motorist Coverage 

03.

Covers you if the at-fault driver doesn't have sufficient insurance. 

Medical Payments Coverage 

04.

Covers medical expenses and lost wages in case of injury. 

Policy Exclusion & Limits

05.

Check the policy for exclusions, deductibles, and limits.

Discounts & Payment Options 

06.

Ask about discounts and review payment options.

Insurance Company Analysis

07.

Research the insurance company's reputation, reviews,  and policy documents. 

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