Top 5 Best Mortgages for Low Credit Scores

FHA Loans 

Government-sponsored loans that allow credit score scores as low as 500 with a 10% down charge.


VA Loans 

Offered to eligible military individuals and veterans and not using a minimal credit score score requirement.


USDA Loans 

Designed for low-to-mild income borrowers in rural regions with credit score scores as low as 640.


Subprime Mortgages 

Offered by using specialized lenders to debtors with credit rankings below 620.


Non-QM Mortgages 

Offered via a few creditors to debtors who don't meet conventional mortgage standards, such as low credit score rankings.


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