Types of Mortgages: Fixed vs. Adjustable Rate Mortgages

FHA Loans 

Government-backed loans that allow credit scores as low as 500 with a 10% down payment.

1

HUD Programs 

Offers resources and counseling for first-time buyers to navigate the home buying process.

2

HUD Programs 

Offers resources and counseling for first-time buyers to navigate the home buying process.

3

State Programs 

Offers assistance with down payment and closing costs for eligible first-time buyers.

4

Online Tools 

Provides easy access to mortgage calculators, rate comparisons, and pre-qualification tools for first-time buyers.

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