House insurance protects against losses due to unexpected events like fire or theft.
You know your home and belongings are covered in case of damage or loss.
Insurance can cover living expenses if your home is uninhabitable.
Protects you if someone is injured on your property and files a lawsuit against you.
Some policies cover valuable items like jewelry or artwork.
Insurance can help increase the value of your home in case of a resale.
Many lenders require insurance as a condition of their mortgage.