Top 7 Checklist Auto Insurance Coverage

Liability Coverage 

01.

Covers belongings harm and bodily harm legal responsibility in case you're at fault in an coincidence. 

Collision Coverage 

02.

Pays for damages in your automobile in case you're concerned in a collision with any other car or object.

Underinsured Motorist Coverage 

03.

Covers you if the at-fault driver doesn't have sufficient insurance. 

Medical Payments Coverage 

04.

Covers medical expenses and lost wages in case of injury. 

Policy Exclusion & Limits

05.

Check the policy for exclusions, deductibles, and limits.

Discounts & Payment Options 

06.

Ask about discounts and review payment options.

Insurance Company Analysis

07.

Research the insurance company's reputation, reviews,  and policy documents.