Types of Death not covered in Term Insurance Plans

Suicide

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Drug Overdose

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War or Terrorism

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Dangerous Hobby

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Intoxication

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Criminal Activity

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NDA

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Natural Disasters

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Health-Conditions

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Age Restrictions

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Nominate Your Business Free for Awards

Types of Death not covered in Term Insurance Plans

Suicide

Death caused by self-harm or suicide is not covered by term insurance plans.

01.

Drug Overdose

If the policyholder dies due to a drug overdose, the term insurance policy will not pay out.

02.

War or Terrorism

In the event of death due to war or terrorism, term insurance policies don't provide coverage.

03.

Dangerous Hobby

Death during participation in activities like skydiving is typically excluded.

04.

Intoxication

Death caused by intoxication or alcohol abuse is not covered by term insurance policies.

05.

Criminal Activity

If the policyholder dies while committing a crime or illegal activitiy, policy will not pay out.

06.

NDA

Non-disclosure of information may void coverage in term insurance policies.

07.

Natural Disasters

Term insurance may exclude coverage for death due to natural disasters.

08.

Health-Conditions

Pre-existing conditions may be excluded from coverage in term insurance.

09.

Age Restrictions

Age limit may terminate coverage in term insurance upon policyholder's death.

10.

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